RedotPay vs other crypto cards, without invented fees
Compare RedotPay using its published fees only. Bybit, Crypto.com, and Wirex prices stay on their own sites. We did not invent them.
Short answer
There is no best card for everyone. This page publishes the RedotPay figures we checked and leaves Bybit, Crypto.com, and Wirex fees on their own sites, because we did not re-read those tables on 24 October 2026. Start with whether the account can open in your country.
On this page
“RedotPay vs” pages often fill competitor columns with numbers from affiliate blogs. We will not. RedotPay’s figures below were checked on 24 October 2026 against RedotPay’s pages. Bybit, Crypto.com, and Wirex are named so you know which official fee table to open. Their prices are not in this article.
Three kinds of card
- A spending app. You deposit crypto, then spend it. RedotPay is this kind.
- An exchange card. The card spends a balance you already keep on an exchange, such as Bybit Card or Crypto.com’s card. You avoid a separate deposit and you depend on that exchange.
- A multi-currency app. Crypto and traditional balances in one product. Wirex is the usual example. What it offers in your country is on Wirex’s site, not here.
What actually changes your result
- Eligibility. A card you cannot be issued is not in the comparison. US residents are ineligible. The lists are in the country guide.
- The fee for the way you pay. Issuance, conversion, another currency, ATM cash.
- How you fund it. A transfer has a network fee. An exchange balance may not.
- Wallets. Apple Pay and Google Pay only count if the wallet accepts the card where you live.
- Rewards. Read the expiry and what the reward cannot pay. RedotPay’s 5 USD credit cannot pay the card fee.
RedotPay numbers we checked
Figures checked on against the official RedotPay pages linked under the table. The amount shown in the app before you confirm is the final reference, because fees change.
| Item | Published value |
|---|---|
| Virtual card issuance | 10 USD, once |
| Physical card issuance | 100 USD, once |
| Monthly or annual fee on the standard card | None |
| Transaction in the card currency | No fee |
| Transaction in another currency | 1.2% |
| Crypto conversion | 1% |
| ATM withdrawal — USD card | 2% up to 10,000 USD a month, then 3% |
| Sign-up reward | 5 USD, spending only |
- Are there any fees for getting a card? — RedotPay page date: 27 July 2026
- How do I get a physical card? — RedotPay page date: 30 July 2026
- Are there any fees if I don’t use my RedotPay card for a month? — RedotPay page date: 28 July 2026
- Can I withdraw cash from an ATM, and are there any fees? — RedotPay page date: 27 July 2026
- RedotPay card limitations and fees — RedotPay page date: 24 July 2026
- How do I use my 5 USDⓈ sign-up reward? — RedotPay page date: 26 July 2026
The rest of the lines, including Pro and the merchant list, are on the fees page. The search “RedotPay vs Bybit” has its own page, still without Bybit’s prices: RedotPay vs Bybit Card.
What to open on the other sites
| What you check | RedotPay | An exchange card (Bybit, Crypto.com) | A multi-currency app (Wirex) |
|---|---|---|---|
| Type | Wallet and card in one app | Card that spends the exchange balance | App that mixes crypto and traditional money |
| Eligibility | Published citizenship block, then the app | That company’s country page | That app’s country page |
| Issuance | 10 USD virtual, 100 USD physical | Their current fee table | Their current fee table |
| Funding | A crypto deposit into the app | The balance already on the exchange | Whatever the app allows where you live |
| Wallets | Payments article: virtual card can link to Apple Pay, Google Pay, or PayPal | Does their card add in your country? | Does their app add in your country? |
| Exchange account | Not required | Required | Usually not required |
We did not verify the cells that say “their current fee table” or “their country page”. Those are instructions, not prices.
Where RedotPay fits, and where it does not
Fits when you want a spending app that is not your trading account, you can pass RedotPay’s KYC, and you have priced the 10 USD or 100 USD issuance plus the conversion rate that matches your payments. The card programmes named in the terms are Visa for Hong Kong and Singapore. Newer help pages say major card networks and 130 million+ merchants. Detail is in the review.
Fits less when your balance already sits on an exchange and that exchange will issue you a card. You skip a withdrawal and a network fee. You also put spending and trading in one company. If that company restricts your country, the card stops with it.
Fits poorly if you need cash and your address cannot receive the physical card, or if your citizenship is on the block list. A comparison table will not move either list.
The wider search, without a brand name, is how to choose a crypto card.
Pick the official fee page for each name you are considering, on the day you apply, and keep this page as the RedotPay column only.
FAQ
Is RedotPay cheaper than Bybit Card or Crypto.com?
Do I need an exchange account to use RedotPay?
Does RedotPay work with Apple Pay?
What should I compare first?
Note: PayCards is independent and is not part of RedotPay. Fees, limits, and country rules change, so confirm them in the official app before you pay. Crypto can lose value. This page is education, not financial advice. Links to RedotPay are referral links.