RedotPay vs KAST: published fees only
RedotPay vs KAST from each site’s fee page. No winner. KAST cashback, FX, and membership prices stay sourced to KAST.
Short answer
RedotPay and KAST publish different fee pages. This comparison copies only numbers from those pages, checked on 1 November 2026. It does not pick a cheaper card. A card you cannot open is not a saving. US residents cannot be issued a RedotPay card. KAST’s fees page, checked 31 October 2026, does not print a points percentage.
On this page
People search RedotPay and KAST together because both spend crypto. The products are not the same shape, and a fee on one site is not a fee on the other. Checked on 1 November 2026.
What each company is, from its own pages
RedotPay is a spending app. You deposit crypto, then the card spends it. The review quotes the card description. US citizens cannot finish KYC. People located in the United States cannot open the app. US residents cannot be issued a virtual or a physical card. The lists are in the country guide.
KAST publishes card and account fees on What are the fees and conditions for KAST cards and accounts? (checked 31 October 2026) and memberships on What are KAST memberships and how do they work? (checked 31 October 2026). The “Global” label is on that memberships page, not the fees page. This page does not turn it into a list of countries.
Compare eligibility before the table
- Can the account open, and can a card be issued, where you live? RedotPay’s answer is the block lists. KAST’s answer is on KAST’s site. We did not copy a KAST country list.
- How you fund the balance. RedotPay’s deposit minimums are in how to top up. KAST’s stablecoin deposit line is below.
- The fee you actually hit: issuance, FX, conversion, ATM, or a membership. A 0% spend line does not cancel a membership or an FX band.
RedotPay’s published fees
Figures checked on against the official RedotPay pages linked under the table. The amount shown in the app before you confirm is the final reference, because fees change.
| Item | Published value |
|---|---|
| Virtual card issuance | 10 USD, once |
| Physical card issuance | 100 USD, once |
| Monthly or annual fee on the standard card | None |
| Transaction in the card currency | No fee |
| Transaction in another currency | 1.2% |
| Crypto conversion | 1% |
| ATM withdrawal — USD card | 2% up to 10,000 USD a month, then 3% |
| Sign-up reward | 5 USD, spending only |
- Are there any fees for getting a card? — RedotPay page date: 27 July 2026
- How do I get a physical card? — RedotPay page date: 30 July 2026
- Are there any fees if I don’t use my RedotPay card for a month? — RedotPay page date: 28 July 2026
- Can I withdraw cash from an ATM, and are there any fees? — RedotPay page date: 27 July 2026
- RedotPay card limitations and fees — RedotPay page date: 24 July 2026
- How do I use my 5 USDⓈ sign-up reward? — RedotPay page date: 26 July 2026
Two rows sit on the full fees page and are not in the compact table. Both are in section 2, “Transactions”, of the limitations and fees chart (page updated 24 July 2026). The small-transaction line on the fees-table image is marked effective 1 December 2025.
- Small transaction: the first 5 transactions per card per month of 1.00 USD or less are waived. After that, 0.2 USD. That is a small authorization, not a decline fee.
- Declined transaction: the first 3 declined transactions are waived, then 0.5 USD. The chart’s examples include insufficient balance, a frozen card, a lost card, and incorrect information. The list is not exhaustive.
The 1% crypto-conversion fee and the 1.2% fee when the transaction currency is not the card’s default currency are in that same section 2. They are general transaction fees. They are not an ATM-only note.
RedotPay Pro is 12.90 USD a month or 129 USD a year on Getting started with RedotPay Pro (4 September 2026). It is optional. It is not the same product as a KAST membership.
KAST’s published fees
Every figure in this section is from the KAST fees page checked 31 October 2026, unless the sentence names the memberships page.
| Item | KAST, from its fees page |
|---|---|
| Standard membership | 0 USD a year |
| Premium membership | 1,000 USD a year |
| Private membership | 10,000 USD a year |
| How memberships bill | 12 months upfront. Monthly billing is not available (memberships page, checked 31 October 2026) |
| Standard virtual card, some regions | 2 USD issuance, including the cards the membership includes |
| Extra Standard virtual card | 2 USD |
| Standard physical card | 0 USD card fee, plus 40 USD delivery |
| Extra Premium or Private cards | Through Concierge. The page does not print the price |
| Card cap | 10 cards |
| Card spend in USD | 0% |
| Transaction fee | 0% |
| Top-up | 0% |
| Apple Pay and Google Pay | 0% |
| Foreign exchange | 0.5% to 1.75%. It depends on residence, the transaction country, the card programme, and what the app shows |
| Small non-USD transaction | 0.10 USD when the transaction is under 25 USD |
| Small USD transaction | 0% |
| Declined for insufficient balance | 0.50 USD |
| Cashback, Standard | 1.5% on the first 2,000 USD a month |
| Cashback, Premium | 2% on the first 10,000 USD a month |
| Cashback, Private | 3% on the first 40,000 USD a month |
| KAST Points | No percentage on the fees page checked 31 October 2026. The memberships page says Standard members do not earn KAST Points. Premium and Private can earn them on eligible card spend. It does not print 1% or 2% |
| Card network name on the page | Standard: Visa Platinum. Premium and Private: Visa Infinite |
| ATM | 3 USD plus 2%. A non-USD withdrawal also takes the FX fee. Up to 500 USD per withdrawal. Up to 3 withdrawals or 1,500 USD per 24 hours |
| Stablecoin deposit | 0%, excluding network fees. Shown as USD 1:1 with a 0% spread |
| Transaction, deposit, and balance caps | No fixed maximum, with the page’s security and compliance caveats |
The memberships page adds who gets which cards. Standard includes 2 free cards, virtual or physical. Premium includes 1 Premium card plus the Standard allowance. Private includes 1 plated gold card plus 2 cards from the other tiers. Founders get Premium for life. After a missed payment there is a 7-day grace period, then the account moves to Standard. Upgrading from Premium to Private is not pro-rata.
The fees page also prints an illustrative “net effect” of USD cashback against the FX band: up to 1%, 2.5%, and 4.5% by tier. KAST labels it illustrative. It is not an amount this page treats as money you will receive. The same page lists incoming USD bank fees (ACH 2 USD, FedWire 15 USD, SWIFT 30 USD), EUR SEPA deposits at 0.5%, and stablecoin withdrawal fees that differ by network. This article still does not copy the full payout table.
KAST’s same fees page also prices some local rails. PIX in BRL is 1% including IOF, both ways, and the limits line says to talk to Concierge. SPEI in MXN is 0% for deposits and withdrawals, described as unlimited. ARS deposits are 0%. ARS withdrawals are 0% for Argentine residents and 1.6% including ITF for non-residents. Other payout currencies are on that page. This article does not copy the rest of the table.
Those PIX, SPEI, and ARS lines are KAST’s. RedotPay’s QR article does not print a RedotPay percentage for Pix or for a Latin American QR. Do not mix them.
Open both fee pages on the day you apply. If the other name in your search is Bybit, use RedotPay vs Bybit: that page does not invent Bybit’s prices.
FAQ
Is RedotPay cheaper than KAST?
Does KAST’s Global label mean every country?
Can a US resident use RedotPay instead of KAST?
Are KAST’s PIX and SPEI fees also RedotPay’s?
Note: PayCards is independent and is not part of RedotPay. Fees, limits, and country rules change, so confirm them in the official app before you pay. Crypto can lose value. This page is education, not financial advice. Links to RedotPay are referral links.